Disclaimer

Our Disclamer was last uodated on 18 oct 2022

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions

The following definitions shall have the same meaning regardess of whether they appear in singular or in plular.

Definitions

For the purposes of this Disclaimer.

*Company* (referred to as ether the Company. We. Us or Our In this Disclaimer) reters lo

[COMPANY INFORMATIONI

Servico refers to the lessite

"You means the individual accessing the Service, or the company.

or other legal entity on behalf o

which such individual is accessing or using the Service, as aplicable

"Website* refers to WEBSITE NAME], accessible from WEBSITE URL

Disclaimer

The information contained on the Servise is for general information surposes only.

The Company assumes no responsibility for errors or omissions in the contents of the Service.

In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental

cam8ces or any damages whatsoever, whetner in an ac.on of contact, neglicence or omner ton, ansing ou.

of or in connection with the use of the Service or the contents of the Service. The Company reserves the

nght to make additions, deletions, or modifications to the contents on the service at any time without pnor

nouce

The Company does not warrant that the service is free of viruses or ether harmful components

Fitness & Nutritional Information Disclaimer

The service can offer health, fitness and nutritional information includina, without limitation, advice anc

recommendaton, that s provided solelv as general education an intormaional purposes.

Use of the advise and information contained nerein is at vour sole choice and nisk. You should not relv on

this information as a suostitute for. nor does it replace, professional medical advice.

Aways consul. your physician or healncare provider belore beginning any nutnuon or exercise program

If You choose to use this information without prior consent or your physician, you are agreeing o accope re

responsibilly for your decisions

and agreeing (o nold narmiess (ne

/ Company

FC Affiliate Disclaimer

The disclosure that follows is intended to fully comply with the Federal Trade Commission's policy of the

United States that requires the Company to be transparent about any and all affiliate relations the Company

may have on the service

You should assume that some of the links are *affiliate links*, a link with a special tracking code

This means that if You click on an alliate link and purchase the item, the Company may receive an affiliate

commission. This is a legitimate way to monetize and pav for the operation of the service and the company

cladly reveal its attiliate relationshios to You

The price of the item is the same whether it is an affiliate link or not. Regardless, the Company only

recommends products or services the Company beleves wil ado valve (o users

Affiliate advertising programs that the Service uses are:

[LIST]

External Links Disclaimer

The Service may contain links to external websites that are not provided or maintained by or in any wa)

alliated wiin the company

Please note that the Company does not quarante the accuracy, relevance, timeliness, or completeness of

anv information on these external websites

Fair Use Disclaimer

The Company may use copyright material which has to always been specifically authorized by the

copyright owner.

The Company is making such material available for criticism, commet, news reporting, teaching, scholarship, or research

The Company belleves this constitutes a fair use of any such copyrighted material as provided for in

section 107 o1 the United States Coovright law

I You wisn to use convionted matenal from the service for vour ewn durooses that do nevone fair use. Youmust optain permission from the copyright owner.

.Errors and Omissions Disclaimer

The maloneynovotny.com site ("this Site") is owned and operated by Maloney + Novotny LLC (M+N).

The information on this Site is intended to furnish users with general information on matters that they may find to be of interest. The information contained and accessed on this site

(the "Site") is provided by M+N for general guidance and is not intended to replace or serve as substitute for any audit, advisory, tax or other professional advice, consultation or service.

You should consult with appropriate M+N professionals or other professional advisors for advice concerning specific tax or other matters before making any decision

You should not send any confidential information to M+N until you have received agreement from the firm to perform services you request.

Past Performance Disclaimer

Please remember that past performance may not be indicative of future results. Different types of

investments involve varying degrees of risk, and there can be no assurance that the future performance

of any specific investment, investment strategy, or product made reference to directly or indirectly in this

newsletter (article), will be profitable, equal any corresponding indicated historical performance level(s),

or be suitable for your portfolio. Due to various factors, including changing market conditions, the content

may no longer be reflective of current opinions or positions. Moreover, you should not assume that any

discussion or information contained in this newsletter (article) serves as the receipt of, or as a substitute

for, personalized investment advice from ClearRock Capital, LLC. To the extent that a reader has any

questions regarding the applicability of any specific issue discussed above to his/her individual situation,

he/she is encouraged to consult with the professional advisor of his/her choosing. A copy of our current

written disclosure statement discussing our advisory services and fees is available for review upon

request.

Legal Disclaimer

The information provided on this website does not, and is not intended to, constitute legal

advice; instead, all information, content, and materials available on this site are for general

informational purposes only. Information on this website may not constitute the most up-to-

date legal or other information. This website contains links to other third-party websites. Such

links are only for the convenience of the reader; user or browser; the ABA and its members do

not recommend or endorse the contents of the third-party sites

Fair Use Disclaimer

Fair use refers to the right to reproduce, use and share copyrighted works of cultural production without direct permission from or

payment to the original copyright holders. It is a designation that is assigned to projects that use copyrighted materials for purposes that

include research, criticism, news reporting and teaching. When a project is protected under fair use provisions, the producers of that

project are not subject to sanctions related to copyright infringement. The maintenance of fair use protections is central to many non.

profit and education projects, especially those that operate in digital and online spaces.

This website may contain copyrighted material, the use of which has not been specifically authorized by the copyright holders. The material

is made available on this website as a way to advance research and teaching related to critical media literacy and intercultural

understanding, among other salient political and social issues. Through context, critical questioning, and educational framing, the Critical

Media Project, therefore, creates a transformative use of copyrighted media. The material is presented for entirely non-profit educational

purposes. There is no reason to believe that the featured media clips will in any way negatively affect the market value of the copyrighted

works. For these reasons, we believe that the website is clearly covered under curent fair use copyright laws.

We do not support any actions in which the materials on this site are used for purposes that extend beyond fair use.

For additional information on copyright law and fair use, please visit http://www.copyright.gov/fis/f1102.html

andhttps://www.copyright.gov/title37/201/37cfr201-40.html

For additional information in support of fair use, see "The Code of Best Practices in Fa

University's Center for Social Media Imact.

• for Media Literacy Education" from American

Warranty Disclaimer

The information available on this website, including text, graphics, images and

information, contained on or available through this website, is general in nature; it

is not intended as medical advice or a substitute for obtaining medical advice.

Fraser Health makes no representation and assumes no responsibility for the

accuracy of information contained on, or available through, this website, or its

suitability for any purpose, and such information is subject to change without

notice. You are encouraged to confirm any information obtained from or through

this website with other sources, and review all information regarding any medical

condition or treatment with your physician. Never disregard professional medical

advice or delay seeking medical treatment because of something you have

read on, or accessed through, this website. Fraser Health does not recommend

or endorse any specific tests, physicians, products, procedures, opinions, or other

information that mav be mentioned on this web site.

This healthcare company includes a disclaimer that states its website and other materials are provided as-is. So the information contained does not promise compensation or supplementary materials if certain results are not achieved.

Views Expressed Disclaimer

The opinions expressed in this publication are those of the authors. They do not purport

to reflect the opinions or views of the WTO or its members. The designations employed

in this publication and the presentation of material therein do not imply the expression of

any opinion whatsoever on the part of the WTO concerning the legal status of any

country, area or territory or of its authorities, or concerning the delimitation of its

frontiers.

Trademark Disclaimer

All product and company names are trademarks' or registered® trademarks of their respective holders. Use of them does not imply any

affiliation with or endorsement by them

Any product names, logos, brands, and other trademarks or images featured or referred to within the deimelguitarworks.com website are the

property of their respective trademark holders. These trademark holders are not affiliated with Deimel Guitarworks, our products, or our

websites. They do not sponsor or endorse Deimel Guitarworks or any of our products.

Fender®, Gibson®, Hammond are trademarks of their respective owners and are not affiliated, endorsed, connected or sponsored in any way to

this website or anv of our affiliate sites

Testimonial Disclaier

Testimonials appearing on this site are actually received via text,audio, or video submission. They are individual experiences,reflecting real life experiences of those that have used our

products and/or services in some way or another. However, they

are individual results and results may vary. We do not claim that

they are typical results that consumers will generally achieve. The testimonials are not

necessarily representative of all of those who will use our products and/or services.

The testimonials presented on FinancialMentor.com are applicable to the individuals

writing them, and may not be indicative of future performance or success of any other

individuals. FinancialMentor.com cannot and does not guarantee results.

The testimonials displayed (text, audio, and/or video) are given verbatim except for

correction of grammatical or typing errors. Some have been shortened, so that the whole

message received by the testimonial writer is not displayed. This is done only when a

testimonial is lengthy, or if the entire testimonial did not seem relevant for the general

public.

FinancialMentor.com is not responsible for any of the opinions or comments posted to

the website. FinancialMentor.com is not a forum for testimonials, however provides

testimonials as a means for customers to share their experiences with one another. To

prevent against abuse, all testimonials appear after they have been reviewed by

management of FinancialMentor.com. FinancialMentor.com des not share the opinions,

views, or commentary of any testimonials on this website, which are strictly the views of

the testimonial writer.